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AAMCO’s Financing Programs

At AAMCO of Ypsilanti, we put the CARE back in car care to help keep you on the road…without breaking the bank.

When an unanticipated breakdown or the need for an unforeseen repair arises, it can result in more than just stressing about getting your vehicle back on the road. AAMCO’s financing programs let you get that fix taken care of now, even if you have little or no credit.

We make it easy, from setting up financing to managing your account – all from your computer or smartphone. Simply click the financing option below that best meets your needs and fill out the form to qualify.

AAMCO Synchrony Car CareTM Credit Card

AAMCO Synchrony Car CareTM Credit Card

A good option for customers with ‘good’ to ‘excellent’ credit

Fees: No annual feeƗ credit card / No application fee / $0 fraud liability

Available credit lines: up to $10,000

Program benefits:

  • 6 months promotional financing on purchases of $199-$749.99*
  • 12 months promotional financing on purchases of $750+*
  • Accepted at participating AAMCO locations and over 500,000 auto parts and service businesses.**
  • Use your card to fuel up at 200,000+ stations nationwide across all major gas brands.**
  • Click here to estimate your AAMCO credit card monthly payment.

Lendor Disclosures: Ɨ For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.*Subject to credit approval. Minimum monthly payments required. See store for details. Gas station purchases are not eligible for promotional financing. **Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

American First Finance

Program Benefits:

  • No Credit Needed*
  • Approvals from $200-$5,000^
  • 101-Day Early Payoff Discount available†
  • Payments that fit your pay schedule

*Approval is possible without a FICO® Score, but credit may be checked.
^ Products may vary. New customers may be approved for loan amounts up to $3,500 and returning customers up to $5,000. See agreement for details.
†You can save money on interest or finance charges when you pay off in full within the Early Payoff Discount Period. See contract for details.

For Bank Products: Subject to approval and standard underwriting criteria. Loans are originated by FinWise Bank, a Utah-chartered bank located in Murray, Utah, Member FDIC. Decisions and funding may take additional time and not be same day, including if more information is needed to complete an application. Terms and conditions subject to change at any time without prior disclosure or notice.

For Retail Installment Sales Agreement: A retail installment sales agreement is subject to approval and verification. Terms and conditions subject to change at any time without prior disclosure or notice

General Disclosure

AAMCO of Ypsilanti, MI does not make loan offers but pairs potential borrowers with lenders and lending partners. AAMCO of Ypsilanti, MI is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO of Ypsilanti, MI does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO of Ypsilanti, MI does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice. All information and disclosures above have been provided by each respective lender, AAMCO of Ypsilanti, MI does not accept responsibility or liability for its accuracy, completeness, or legality.